Nov
06
Filed Under (insurance) by admin on 06-11-2008

When experts talk about saving money on car insurance, there are still many people who ignore them, and write it off as extreme penny-pinching and a waste of time. The truth is that there are still quite a number of people who do not believe that some serious money can be saved on car insurance or any other insurance, without compromising on the quality of service.

Yet this is just not true in the modern information age in which we live. Actually one can save an absolute fortune on their auto insurance. To start with the World Wide Web makes it possible for a person to quickly scan dozens of sites and find the absolute possible lowest car insurance quote. And the one best suited to their exact situation.

In the days before the net, doing just a little research was a nightmare. It would require a person to sit down and stop doing everything else and concentrate on making dozens of calls all over the place asking for car insurance quotes and estimates. Many times the auto insurance people giving the information would get suspicious that the call was from a competitor trying to compare prices rather than a prospect and thus the information given would not be entirely accurate.

Inevitable some really accurate research on prices and features offered would even involve a personal visit to a few short-listed agents or car insurance companies.

Contrast that situation with the reality today when a few minutes online will give you hundreds of different quotes from different auto insurers and you can be sure that the quotes you get are the absolute best price the companies can give.

Then there are numerous sites and discussion forums that discuss in great detail how one can get a greatly reduced car insurance premium. There is also plenty of expert advice that will help any beginner buy car insurance with the expertise of a professional.

There is really no excuse why anybody should continue to pay more for their car insurance when there is all this help online.

Admittedly sifting through so much information can also get pretty time-consuming and return you to the very problem you were trying to avoid in the first place. This is why it pays to select a few trusted sites (or even a single one) for all your car insurance and related information and tips.

Get more useful tips to help you identify hidden car insurance costs at this expert’s car insurance site.

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Aug
03
Filed Under (insurance) by admin on 03-08-2008

The price of gas just keeps on going up and has no apparent relief in site (probably due more to George Bush’s close personal ties to big oil and the middle east than anything else). This in turn is driving up inflation and the cost of almost everything we buy or need including auto or car insurance. Here’s how to turn the tables in your favor and save money on your auto insurance like George Bush would if he had to pay for his auto insurance.

We’ve all seen the commercials and mailings for Progressive and Geico telling us to get online and compare auto insurance companies and get competing quotes. There is a good reason for this - it will save you money. In most cases, shopping for auto insurance quotes online will save you big money (the average online auto insurance shopper pays 38% less in auto insurance premiums). Get online and shop your auto insurance. You will save money.

It also helps to drive defensively and safely. According to the National Foundation for Highway and Traffic Safety, aggressive drivers cause 90% of all accidents and pay 30 - 70% more in auto insurance premiums. Take a defensive driving course. Many technical and community colleges offer these courses and they may also reduce points on your license and DMV record. That leads to another important way of saving money on your auto insurance - get points removed from your license. You get points for things like speeding, not stopping for a stop sign, running a red light, and not waving to George Bush (Just kidding). These points cause immediate rate increases on your auto insurance. Most states offer free or nearly free courses that will reduce the points on your license for most infractions (except for drunk driving and driving under the influence - you have to have a powerful name like Kennedy or Bush and then you get driven home).

Another way to save money on your auto insurance is to increase your deductible and assume more risk.. You will save money by, for instance, going from a $250 deductible to a $1000 deductible. One word of caution, do not drop uninsured and under insured motorists coverage. Due to George Bush and his lenient policy in the past with illegal aliens in our country from Mexico we now have over 20 million illegal and uninsured motorists in America.

Another great way to save money on your auto insurance is to drive a vehicle with a low theft rate. It is a proven fact that auto insurance companies charge higher premiums based on car brand and model theft rates. Since George Bush did practically nothing to stop these illegal aliens from Mexico we now have millions of them and they love to steal cars as some have found it easier than purchasing and they love Honda Civics and Accords. We don’t hear of many of them tooling around in a Mazda or a minivan. Maybe if George Bush invoked trade restrictions with Mexico this would change and jobs would come back to America?

Joining professional groups like AAA. AARP, etc can also save you money on your auto insurance as you may be entitled to group rates. There are many other ways also. Now you know how to save money on your auto insurance and why we are earning less and executives at big oil are earning more and more (George Bush takes care of his friends). Also, I don’t know if it’s a republican thing, but lets think before we put a Bush in a political office in the future. If you haven’t yet had the opportunity, please watch Farenheit 9/11 and learn more about George Bush and his brother in Florida.

David Maillie specializes in automotive safety products and information. He holds numerous patents and awards for his patented headlight cleaner and restorer. For more information, tips, and money saving products for your auto please visit http://www.mdwholesale.com

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